Simplicity Digital Advisor

With the official start, the Spring is March 20^th, the entire country can now start shedding layers after a record-breaking winter. Along with spring comes nice temperatures, fresh crisp smells, and most importantly, spring cleaning. Typically, spring cleaning will consist of throwing out or donating unused items, organizing the house. However, Spring is also a great time to spring clean your finances.

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March celebrates National Consumer Protection Week (NCPW), a time to help people understand their consumer rights and make well-informed decisions about the money. No matter your age, some of the most important financial decisions you will ever make relate to planning for retirement. With U.S. adults living longer—and thus spending more time in their post-working years—56 percent of Americans admit they are unsure if their retirement savings will last their lifetime. Additionally, nearly 90 percent of Americans are not very confident in their overall retirement savings situation.

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National Women’s History Month is a time to look back at the vital role women have played throughout history. In every industry, women are natural leaders and change-makers – from Congress to financial services. In addition to driving change around women’s rights, many women in leadership are addressing income disparity and improving retirement security for women. This article takes a look at the state of retirement preparedness for women.

When it comes to retirement, there are best practices for everyone to follow like planning for lifetime income and having a balanced portfolio. But for women, there are three key differences in planning for retirement – healthcare, longer life expectancy, and gaps in working years.

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Last year, our study on America’s workforce showed that over one-third of workers from small businesses say that their employer is “not helpful at all” in terms of retirement planning and that one in eight workers are not offered any type of retirement plan from their employer. This leads to retiring later and a “do it yourself” retirement for many workers. But these retirement security issues aren’t going unnoticed and policymakers at the state and federal level are taking a closer look at the issues around retirement security and proposing solutions. In this article, we explore just how the new political landscape impacts retirement, for you and your family.

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Valentine’s Day is the celebration of love around the world. It is a chance to celebrate the joy found in companionship, in a family, in friendship, a social group, or even retirement.

Retirement is a well-deserved reward after years of hard work in the workforce. Everyone’s idea of what it means to retire is different. Some are most looking forward to a European adventure, while others plan to visit grandchildren or catch up with old friends.

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There are 12 Months, 52 weeks, 365 days, 525,949 minutes in a year. From holidays to appointments and birthdays, a lot can happen and even more, can be forgotten. To help you worry about less and focus on more; here are 5 important dates you should add to your financial calendar :

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A crystal ball into the investing world – wouldn’t that be useful! Unfortunately, predicting market performance to-a-tee is not exactly possible. When markets experience downs, it is important to ask yourself: What can I do to help protect my savings and ensure future gains? How can a Fixed Indexed Annuity change my portfolio?

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Tax season has officially started and if you’re an early bird looking ahead to April, you might have already started filing your 2018 taxes. Regardless of where you are in the process, here are a few tips to keep in mind for tax season this year.

Taxes in retirement are not exactly the same as when you’re working, but you will find some similarities. In retirement, you are taxed on the income the same way as you are during your working years, but because you will have several types of income (if you balance your portfolio), your taxes can work in a few different ways.

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The last two decades mark a distinct time of change. Over the years, we’ve seen how medical advancements have altered the healthcare industry and how shifts in technology impacted our ability to be successful in the workplace. Among these evolving factors, it’s no surprise that the retirement landscape has also changed from what we knew it to be 20 years ago.

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The holidays are in the rearview and the New Year is just over the horizon. As everyone starts the New Year off with positive changes and new annual goals, make sure your finances are one of them! Don’t let your financial dreams fall out of reach by checking out these 4 financial resolutions you should promise yourself in 2019.

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